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The differences between DGPC, MGPC, and DIPC

Features Type
Description
DOKU Generated Payment Code (DGPC)
Merchants don’t need to generate payment code, just need to request from DOKU and DOKU will send a unique payment code.

Suitable for e-commerce business model.
Merchant Generated Payment Code (MGPC)
Merchants can generate payment codes with their own rules, and send the code to Jokul and customers will use it for payment.

Suitable for top up business model.
Direct Inquiry Payment Code (DIPC)
The VA number is registered on merchant side and Jokul will forward Acquirer inquiry request to merchant side when the customer make payment at the acquirer channel (ATM, mobile banking, internet banking, etc.).

ONE TRANSACTION CAN'T USE 2 OR 3 FEATURES AT THE SAME TIME.

By default, Jokul will register your business with Doku Generate Payment Code feature which means BIN for payment code will be generated by DOKU side. But there is no limit for you to be able to use 2 features at the same time. What it can't do is that 1 transaction uses 2 features at the same time.


  Get the BIN

If you want to use MGPC or DIPC, then please contact the care team to get a BIN as a component for the VA Number.


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